I grew up outside of Philadelphia and graduated from the University of Vermont in 1996. After graduation, I worked several years as a firefighter for the US Forest Service in California. In 2003, I began my career as a Loan Officer and have been full-time ever since. My expert team and I bring more than 100 years of combined lending experience. I have helped hundreds of clients with their home financing needs. I am dedicated to not just working with you from application to closing, but will continue to service and be your point of contact for any questions or needs long after settlement. I believe in a strong customer service focus. Whether you’re buying or refinancing a home, I have your best interest at heart. Buying a home can be an overwhelming experience, so I believe in having one-on-one meetings with my clients to better educate them on their options. I feel that a more well-informed client can make the best decisions for their homeownership goals. While not working, I enjoy spending time with my wife and two children in Harford County, MD. Whether fishing on the bay or skiing in western Maryland, I always make time for friends and most importantly my family.